Finally, an honest look at your portfolio.
We don’t manage money, sell funds, or earn commissions. All we can do is tell you the truth, in dollars.
Read-only. We can’t touch your money.
Mostly healthy. One fund needs attention.
Fees eat 38% of this fund's gains
$18,400 earning 0.1% while T-bills pay 4.2%
A big bet riding on one company
Fine. Leave it alone.
Three quiet leaks.
What a “tiny” 0.64% fee costs on an $82,400 fund.
On one stock. Counting the shares hiding inside your funds.
On $18,400 of parked cash, while T-bill funds pay 4.2%.
Drag the fee. Watch 30 years change.
to start, a month, market returns, over . A typical advisor plus their funds runs about 2% a year.
Of that, $265,187 is fees you'd actually pay. The other $334,084 is the growth that money would have earned.
A checkup, not a consultation.
01
Link or upload
Read-only through Plaid, or any brokerage PDF. Nothing to type in.
02
Every holding scored
Each one checked for the three leaks, with a plain verdict out of 100.
03
Fixes ranked by dollars
Biggest leak first, each with the specific move that plugs it.
Most famous funds didn’t earn their fees.
After 37 years running money, our co-founder Frank compared celebrated funds with simple, low-cost portfolios matched for risk. Over 20 years, the typical fund added about nothing after fees.
So we built a score around the wins investors can actually control: lower fees, broader diversification, and less idle cash.
See the research behind the score
Start free. Stay for the household.
Free
- One account, fully assessed
- Findings in dollars
- Ranked fixes with alternatives
Plus
- Unlimited accounts
- The whole household, one score
- Fresh scores as accounts change
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Your portfolio is probably fine. Probably.
Find out in two minutes.
Free for your first account. Read-only, always.